Here are 5 steps you should do to prepare and file your home insurance claim after the disaster.

1. Give immediate notice to your insurance company of your home insurance claim. Call your agent of any damages you feel you will need to file a claim for. Your agent will give you information on what steps to take next for your particular policy.

It is best to keep your insurance agent’s phone number and policy number in your wallet so you will have the information if it is not accessible in your home.

Also, keep track of all communication by you and your home insurance agent regarding your home owners insurance claim.

2. Document and assess the damage to your property. Try to document damage by using a video camera and/or digital camera along with written documentation of all damage you immediately notice and keep those documentation items handy for any future damage you discover. (more…)

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