My buddies have been urging me to get a pet dog. Since I love buying pink apparel and accessories for their doggies as unique gifts, I might as well get myself one.

As usual, I have to say no. I am still loaded with about $40,000 credit card debts. I had better spend more time building a few more niche blogs and stores to make money online than rearing a pet.

Besides, having a pet means there are more household chores like cleaning and washing carpets, sofa covers, area rugs and outdoor furniture covers to do.

Tags: accessories, credit card debts, household chores, make money online, niche blogs, pink apparel, rearing a pet, unique gifts

How I wish hubby and I will have a romantic getaway at one of the Hilton Head rental homes !

I guess it may take more than a few years before we can realize our dream. Why ? Well, we are still loaded with tonnes of credit card debts which may take more than 3 years for us to fully settle the debts.

Lush and spectacular, Hilton Head Island is one of South Carolina’s most beautiful barrier islands. The overall length of the Island is about 12 miles and the widest point is approximately 5 miles.

Hilton Head Island’s natural beaches, marshes and forests have made it a world-class resort destination for over 1.5 million visitors each year and why over 35,000 people have chosen to call the Island their permanent home.

Buildings are set back from the main roads, showcasing the native pines and oaks. Colors are not flamboyant and bright; instead they are subdued and blend with the natural environment.

Hilton Head Island is the perfect playground for a variety of water sports like windsurfing, water-skiing, wave running, kayaking and sailing. Boats can be chartered for sightseeing, dinner cruises, fishing expeditions, parasailing or dolphin watching.

Tags: barrier, beaches, credit card debts, dinner cruises, dolphin watching, fishing expeditions, forests, lush, marshes, parasailing, rental homes, romantic getaway, South Carolina, spectacular, windsurfing

My credit card debts have dropped to $41,000 from $63,809. To pay off my credit card debts fast, I am desperate to make even more money online.

After blogging for about a year now, I think I am well-prepared to set up my own online stores selling handwoven handicrafts, dried flowers or handmade jewelry which are only found in Cameron Highlands. I see the possibility of making money because of the uniqueness of local products which can’t be found else where in the world.

I have bookmarked some shopping cart software websites so that I can compare prices, features, benefits and most important of all, security features.

Using an ecommerce shopping cart software company that provides 100% security to shoppers is vital. If shoppers feel safe at the shopping cart service, I bet they will shop and make their online payments without much worries.

I was recommended to check out Ashop Commerce that offers a complete solution to merchants to sell online. In fact I bookmarked this shopping cart software websites a few months earlier.

I am attracted by their award winning features which allow me to build an online store capable of competing with the web’s most powerful sites for a simple, low monthly fee. Money factor is to be considered carefully. There is only a monthly store fee and a once off setup fee. There are no hidden costs such as per transaction fees.

I also want my store to have a guaranteed 99.8% uptime with daily backups so that my business and sales will not be interrupted.

Tags: Cameron Highlands, credit card debts, dried flowers, handwoven handicrafts, Make Money, shopping cart software

I believe you always see me mention my $56,836 credit card debts, but you never read about my credit card debts in details on this blog.

Well, this is because I write about my debts and loans at ShowMeMoneyBiz. As for this blog, Pink Poison Store, I write about my personal life in Cameron Highlands and some shopping for pink stuffs. I need a break from my debt life.

Ah ha…is it because of my love for shopping that I am loaded with credit card debt ?? Partly, buddies. This $56,836 credit card debt is my hubby’s and mine.

Don’t you agree that getting credit cards and cheap loans is very easy nowadays ? I used to have 7 or 8 credit cards while my hubby had 6. When our debts snowballed to $63,809 this April, we were shocked ! Later on, we decided to eliminate our credit card debt.

We cut off our credit cards …yip.. most of our credit cards. I now have 2 cards for emergency use while my hubby has one. By destroying the credit cards, we stop adding charges to our existing outstanding balance.

Next, we looked for 0 % balance transfers or low balance transfers so that we can cut down our interest rates. Interest charges saved can be used to pay off more debts.

Then, we took up some personal loans or unsecured loans from banks. The interest rates are definitely much lower than the credit card interest rates. Again, we save on interest charges.

What about secured loans ? Noop…we haven’t considered this option yet as we are paying off our debts little by little. For your information, secured loans are loans available to homeowners, with lenders offering the loan on a secured basis against the property.

Although secured loans generally have lower interest payments, they are more risky.We have to make sure that we can afford the payments, as otherwise we risk losing our home ! That’s why my hubby and I do not want to risk losing our only house.

Tags: credit card debts, credit card interest rates, credit cards, debt life, debts, Loans, lower interest payments, paying off debts, pink stuffs