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Real Estate

For a first time home buyer, the process can get quite overwhelming, giving you the feeling that the financial decisions are rapidly spinning out of control.

When it comes to real estate, most people don’t have a lot of experience or know a lot about it. In all actuality, buying a home is actually a simple process. All you need to do is understand the basics, which will go a long way in helping you buy your very first home.

The first thing you should know is to avoid pre payment penalties at all costs. What this means, is that if you buy the home then later want to sell it before the balance of your mortgage is due, you’ll have to pay a penalty.

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It seems that we have to reconsider if we want to sell our home in Ipoh. My hubby has made up his mind to be his buddy’s partner meaning which he has to be in Ipoh most of the time. He will sleep in our home in Ipoh.

If he likes his his job, I think we will have to move back to Ipoh. Too bad ! I love Cameron Highlands here… cool climate ! I told my hubby to call the realtor earlier to inform her that we may not sell our home first. We will let her our decision after 3 months.

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I am still trying to convince my hubby to take up the high pay job offered by his multi-millionaire buddy. I reasoned with him that we not only pay off our credit card debts fast, we also get to make property investments in tourist attractions such as Cameron Highlands and also foreign tourist attractions such as Branson that offers Branson cabins and condos.

Thinking of owning a Branson cabin or a golf-front condo as a second home with no hassle and no timeshare just makes me thrilled. Imagine playing golf with my hubby and his business partners in the mornings ! Wow..what a wonderful life ! Even we do not live in Branson cabin or golf-front condo, we can use it as a vacation home that yields us rental income.

As usual, I bookmarked Branson MO real estate that offers a wide range of real estate choices include golf-front condos, lakefront condos, villas, home sites and log cabins for future vacation or real estate investment purposes.

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Whenever my hubby and I go up or down Cameron Highlands, we will pass by some Orang Asli homes. I love telling my hubby that I admire their carefree lifestyles.

The Orang Asli have nothing to worry about. No home loans. No car loans. No credit card debts. Not like us…;d full of debts and loans. It’s going to take us years before we fully settle our debts and buy some rental properties and Phoenix real estate to collect rentals for the rest of our lives.

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As usual, my hubby and I talked about our plan of buying an apartment in Cameron Highlands this afternoon. We love reminding ourselves that we have this dream of buying another home. Yes, another home…;D

We have had a double-storey house but we would like to sell it by the end of this year. The reason is that we do not live in that area anymore. We are now living in Cameron Highlands blessed with cool climate and fresh air.Therefore, we have the intention to buy an apartment in Cameron Highlands.

Once in a while, I do dream that I can retire early and live in one of those Las Vegas luxury homes till old age. I can’t keep focusing on my credit card debts, right ? I must let my mind run wild occasionally.

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I have seen some buddies generating income buying, selling or leasing real estate or property successfully. Some of them have even made a living by just collecting lucrative rental income monthly from their residential or commercial properties.

Their success in making money from beaufort nc real estate or properties has spurred me to work harder to pay off my credit card debts fast and save some money as down payment simultaneously.

Plus, I have been subscribed to many real estate newsletters. I want to equip myself with valuable resources that may guide me through the process of buying, selling or leasing real estate. When the time of buying a house, condo, town home or commercial property, I can handle the buying, selling or leasing process with ease.

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save our homes


My hubby and are fortunate enough to have hired a very professional
Miami real estate agent who always gives us constructive tips on selling our house. She knows that we would like to sell our house as soon as possible so that we can use the money to settle our bank overdraft and credit card debts fast.

We tried to follow whatever instructions she gave us a few weeks ago so that our house is ready to be viewed by potential buyers. According to her, making a good first impression appeal is important.

We must keep our lawn and other landscaping neatly trimmed, weeded and watered. And then, check the exterior of our home for signs of wear and damage, such as peeling paint, foundation cracks or loose shingles, and fix what is needed. Clean the outside of the house, including windows.

We also heeded her advice by giving the front door a fresh coat of paint for that warm and welcome feeling.

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While chatting with my real estate broker just now, she gave me a few tips to attract house buyers.

Firstly, I have to clean my front door as it is dirty. If it is dirty or messy, buyers won’t go further.

Secondly, tidy all rooms and clear clutter. Gosh ! I haven’t lived there for more than 2 years ! Spiderwebs and dust are all over the place. It’s going to take me a few weeks to get rid of the dirt and dust.

And lastly, clean windows and mirrors. If there’s no view, consider fitting pretty muslin curtains.

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